Life Guardian Brokerage

Guarding the Standard of Living!

Kenneth C Stephens

Reliable, Loyal, Energetic, and Advanced

In 2004, I enlisted in the Army Reserves at the age of 18, marking the beginning of my journey into a life insurance commitment of $250,000, ensuring my family's security in the face of the ultimate sacrifice. During my training period, my unit received deployment orders, though I missed the opportunity for combat experience.

Fortunately, I went on to graduate from Norwich University, the Military College of Vermont, with a Bachelor of Science in Mathematics and a minor in Business, complemented by three years of rigorous training in the Reserve Officer Training Corps (ROTC).

In 2010, I embarked on a mission to provide families with peace of mind by successfully passing the New York life/health and accident exams. My journey in the life insurance industry commenced at New York Life Insurance Company, where I gained a solid foundation in its fundamentals. Subsequently, I relocated to Arizona to immerse myself in more complex cases under the mentorship of my uncle, who was then a Million Dollar Round Table (MDRT) qualifier, a prestigious recognition in the field of life insurance and financial services.

Today, I am dedicated to serving my clients through Life Guardian Brokerage. My unique combination of military service, professional experience, family mentorship, and rigorous education equips me with a diverse skill set and extensive knowledge. I am well-prepared to help you grasp the intricacies of life insurance and navigate the qualification process with confidence.

 


 

My Services to You

Suitability Assessment

An Initial consultation to understand your specific needs, budget, and financial goals.  We discuss about the different types of life insurance available to determine the best fit for you. I will offer insight and recommendations based on your unique circumstances, ensuring you make an informed decision.

Policy Selection/Analysis and Customization

With access to a wide range of reputable life insurance providers, I will help you choose the right policy that aligns with your requirements.  I will assist in comparing coverage options, benefits, and costs to ensure maximum value for your investment. Customization options, such as policy duration, coverage amount, and riders, will be explored for ultimate flexibility

Application Assistance and Underwriting Support

The application process can be complex, but I will guide you through it step-by-step.  I provide assistance in completing the necessary documents accurately and efficiently.  I collaborate with the underwriting teams, ensuring your application progress is smooth and efficient.

Policy Review and Updates

Life and circumstances change, and I am here to help you adapt your life insurance policy accordingly.  I conduct periodic policy reviews to ensure your coverage remains aligned with your evolving needs.  If required, I assist in upgrading or modifying your policy to accommodate a new life events, such as marriage, child birth, or purchasing a home.

Claims Support

In the unfortunate event of a claim, I offer compassionate guidance and support to expedite the process. I collaborate with the insurance company to alleviate the burden on you and your loved ones during challenging times.  I ensure a smooth claims experience, taking care of the necessary documentation and communication on your behalf. 

Lets Talk About it!

Office: 631-769-7373
E-mail: LifeGuardian@pm.me

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Instant Decision Underwriting!

New Jersey, North Carolina, South Carolina, and Arizona, with more state to come.
I can offer both term and permanent life insurance products from top-rated carriers without the need for a medical exam, no fluid collection, and no hassle. Products are all instant decision underwriting and you can complete the entire process online with a computer or mobile device click below! 
 

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